What It Should Mean To Be A REALTOR

When a Real Estate Licensed Salesperson, and his broker, belong to the National Association of Realtors (NAR), and his local and state societies, he is entitled to use the designation, Realtor. One of the essential aspects of this association, as well as a responsibility and necessity of belonging, is believing in, and consistently complying with, and being directed, by the Code of Ethics. However, since ethics, and ethical behavior, are often difficult to explain and pinpoint precisely, and different people might have slightly different definitions, this brief article will seek to address, using the mnemonic approach, what it should mean, for someone to be a REALTOR.

1. Realistic; responsive: It is the primary responsibility of a Realtor, to realistically explain to his clients and customers, what I have trademarked as my personal policy, which is, I will always tell you what you need to know, not just what you want to hear (TM). One must proceed, as best as possible, to consistently be responsive to the needs, concerns, and priorities of his clients!

2. Ethics; empathy: Ethics should be far more than a concept, or some code, which you pledge to obey and conform to! It must be a pledge to maintain absolute integrity, even when it might be easier, more convenient, or more expedient, to take a shortcut! Remember, proper representation must focus on addressing what others need, and are concerned about, maintaining the highest level of empathy!

3. Attitude; aptitude; attention: Many states require a certain amount of continuing education, but the better approach, is to do so, with the intention of enhancing your knowledge and aptitude, rather than merely complying to a requirement. Maintain a positive, can – do attitude, based on creating solutions, which best serve your clients! Pay attention to details, and be prepared!

4. Learning: Will you commit to constantly learn, in a relevant, focused, manner, which will best serve your clients needs, concerns and priorities? Quality learning should be an essential component of being a responsible real estate professional!

5. Trends; techniques: Learn, know, understand, recognize and use the latest trends, which might add value to your representation! Don’t just learn or go through the motions, but develop the finest, most relevant techniques!

6. Options; opportunities: There is almost always, more than one approach, or alternative, to getting the finest response! Be prepared for opportunities, which may present themselves!

7. Rational; real estate: Is your approach to real estate, the most rational, effective, service – oriented manner? Will you commit to this approach?

If you want to be the best real estate agent, you can possibly be, follow these keys to being a quality REALTOR? Are you up to the task?

Parochial Schools Offer Top Quality Education And Opportunities

When one looks at the public school system one cannot help but wonder why they have not improved in the last fifty years or so, given the fact that they receive more financial assistance than ever before. However, one only has to look back into the past to see that the public school system has not improved. For instance, in 1930 they had a literacy rate of almost 90%, and they spent $876 making that happen. Today, as recently as in 2003, $7,000 was spent on each child. One would expect that the literacy rate would be just as high as it was in the 1930s, but in reality, it was as low as 50% in some schools. Something is clearly very wrong with the public education system.

It is news like this that convinces many parents to choose to send their child to one of the many private schools in the country. Let’s face it; we need to ensure that our child has every advantage possible so as to be able to succeed. For those who are Catholic, Catholic schools are the obvious choice. These kinds of private schools are doing an excellent job of providing children with top quality education and great opportunities. Many private schools are also affiliated with some of the top colleges in the country, including the Ivy League ones, and so act as stepping-stones for the students that attend them.

While it is true that private schools are more expensive than public schools, one needs to put that into perspective. For instance, Catholic schools tend to charge tuition fees of around $4,500-$6,000 per student, per year. That is less than what a public school spends a year on educating one child, yet the private schools provide the better education, not to mention greater opportunities.

For more than four decades people have been attempting to remedy the problems faced by public schools. Many parents are beginning to feel that it is more than enough time. If the public school system has not been fixed yet, they reason, then clearly those running them are not up to the task of ensuring that children receive the best possible education. After all, they really do deserve nothing less.

For some the outlook appears to be very bleak, with not much hope of seeing the public school education system improving anytime soon, if ever. While the cost of enrolling your child in a private school might seem like a daunting prospect, you are not without options. For Catholic families Catholic schools are the obvious choice. These often provide financial assistance in some way, shape or form. The point of the matter is that financial aid can be found to help you pay for your child’s education. It is important to investigate the options that are available to you. Discuss them with the schools you are interested in, and follow up on the leads that they provide.

Of course, one must take into account that there are public schools in our country that do strive to provide the best service they can to their students. Many are staffed by exceptionally dedicated individuals who seek to provide each child with a quality education. Unfortunately, for many, this is frustratingly impossible due to lack of funds and so on. In the end it is the children who suffer.

Study Abroad – Exploring Every Option For Quality Education

With the all-round approval of globalization as acceptable for the economic welfare of the people, the world is becoming smaller day by day. Beside monetary considerations, people have become more pragmatic in their educational mindset also. Liberalization in market has tend the governments to be flexible in allowing foreign people to enter in their country. Removal of stringent laws has enabled the students all across the world to visit abroad and pursue the study program wherever available.

Some universities and institutions are famous worldwide for their high education standards, state-of-the-art infrastructure and world class training facilities. Ambitious students across the globe wish to study in such an institute which is best not only in providing quality education but has high placement ratio too. Some institutes are brand names in themselves, students just want to grab the seats there at any cost. Students want to take admission in a foreign college or university because of great alumni profiles also. Commercial activities have increased a lot since the markets have opened. This has put a demand for specifically skilled work force in great number of verticals.

United States of America, presently, attracts most of the foreign students. Here, the Education programs, facilities and infrastructure is quite impressive and above all the success rate of the students is outstanding. Studying in an ambiance that is conducive for all round development of an individual is another factor that draws the students’ attention. India and China have high ratio of students who are studying abroad. There is always a long queue of the aspirants to seek admission in a foreign institute from India and China.

Canada, New Zealand, Australia, Germany and UK are also among the popular destinations for studying. Increasing number of scholarships and fellowships also helps students to get a chance to study abroad in an elite institute. There are some steps being taken on the part of governments too that intend to get their prolific students educated and trained in world’s best college or university. It’s imperative for the welfare of the mankind to universalize the education. For growing world economies there is huge requirement of skilled workforce and that can be generated only when students explore every possible option of studying abroad and home.

For detailed idea about study abroad, please visit http://www.indiaedu.com

Quality Education Vs Accreditation


“The act or process of educating or being educated; the knowledge or skill obtained or developed by a learning process!”

Inquiries into furthering my educational aspirations were made to various colleges within my immediate environmental area. Several of the schools contacted required placement exams that I did not challenge, as I am adept and very capable of dealing with college examinations. The thing that got to me was the disparaging remarks from some college recruiters regarding their standards for education as opposed to another college. One of the schools that I’ve attended is a two-year degree school while the other is as well. They hold real estate in the same zip code and competed for students in the same local. They both educated local students as well as out of state and students from other countries and nations.

One school considered itself superior to the other by reason of accreditation. The school that was described as inferior did not have middle states accreditation. The school was described as below standard by the other. The so-called superior school is lead and operated by a non-HBCU affiliation while the other happened to be lead and operated by an African American staff. The self-described superior school has made plans, designs, and did bid for the take-over of the African American school. Albeit, the self-described superior school admits that it does not and will not accept credentials from the so-called inferior school. I have attended both of these institutions and received very good instruction from its teachers as well. While the lessons learned were an invaluable source of information, the education that I received from personal academic research (self-taught) has enhanced my knowledge base. Money was not a factor in my personal research, study, and/or practicum. I would add, the knowledge and information that was derived from the HBCU School proved to be equally rewarding as the other if not better!

Personally, I would say that I received more educational value at the HBCU (Historical Black Colleges and Universities) as opposed to the other collegiate institution. Albeit, they both required money.

When students visit college campuses they are encouraged to become a student at that particular school. The tour guides’ show all of the amenities and accolades that are offered in order to get you enrolled…and to gain your tuition monies. But what about the quality of education offered by the particular schools? The majority of the colleges will often quote their accreditation as compared to another school of choice. What has accreditation to do with a good and valuable quality education? Money! And the ability to make money! Education does not and should not require money! 

In 1899 Dr. Matthew Anderson, an outstanding community leader, and his wife Caroline Still Anderson founded Berean Manual and Industrial School. Dr. Anderson was a pivotal influence in the religious, business, and educational history of Philadelphia. Dr. Anderson also founded the Berean Presbyterian Church and the Berean Savings Fund Society.

Caroline Still is the daughter of the great William Still, a Philadelphia Abolitionist and member of the Underground Railroad.

Mr. William Still (a self-educated man), one of seventeen children, was born in Burlington County in 1821. His father escaped slavery from Maryland to New Jersey and later was followed by his wife and children. William Still left New Jersey for Philadelphia in 1844. Three years later he was appointed secretary of the Pennsylvania Abolition Society.

“When Brother William Still was 23, he left the family farm in New Jersey for Philadelphia, to seek his fortune. He arrived, friendless with only five dollars in his possession. Mr. Still taught himself to read and write. In fact, so well, that in three years he was able to gain and hold the position of secretary in the Pennsylvania Abolition Society. Brother Still provided the all-white society with his views on how to aid fugitive slaves. After all, he had been one himself. He was such an asset to the group, that he was elected chairman in 1851. Still held the position for the next ten years. He also became chairman of the Vigilance Committee in 1852. Still was the first black man to join the society and was able to provide first-hand experience of what it was like to be a slave.”

“Mr. Still established a profitable coal business in Philadelphia. His house was used as one of the stations on the Underground Railroad. Brother Still interviewed escaped fugitives and kept careful records of each so that their family and friends might locate them. According to his records, Still helped 649 slaves receive their freedom. The number is compounded with the number of slaves saved by Sister Harriet Tubman and the Underground Railroad.”

“William Still, a self-educated man, began his campaign to end racial discrimination on Philadelphia streetcars. He wrote an account of this campaign in Struggle for the Civil Rights of the Coloured People of Philadelphia in the City Railway Cars (1867). He followed this with The Underground Railroad (1872) and Voting and Laboring (1874).”

“William Still, a self-educated man, established an orphanage for the children of African-American soldiers and sailors. Other charitable work included the founding of a Mission Sabbath School and working with the Young Men’s Christian Association. William Still died in Philadelphia on 14th July, 1902.”

The Concise History of Berean Institute:

“In 1904 Berean Institute of Philadelphia Pennsylvania qualified for state aid and received a grant of $10,000. Over the years, state aid has enabled the school to expand its services and diversify its programs of study. Funds from the Commonwealth of Pennsylvania now provide a significant portion of the total operating budget. Berean Institute embarked on a program of expansion under the dynamic leadership of the late Dr. William H. Gray, Jr., who utilized the support of many influential citizens of Pennsylvania including the former Governor Milton J. Shapp. Dr. Gray served as Chairman of the Berean Board of Trustees. Under Dr. Gray’s leadership Berean Manual and Industrial School began operating as Berean Institute. He also had Berean Institute’s current building constructed in 1973.”

“Mrs. Lucille P. Blondin, who served the school for forty-five years, became Berean Institute’s first President. Mrs. Blondin retired in June 1993. Dr. Norman K. Spencer was appointed to serve as the second President and Chief Executive Officer. Under Dr. Spencer’s leadership, contracted programs funded by the City and Commonwealth agencies as well as community outreach projects have been added. Hon. John Braxton, former Judge, Court of Common Pleas heads a list of distinguished Board of Trustees members.”

“Berean Institute enrolled students in full and part-time programs. Most of the students are residents of the Commonwealth and live in Philadelphia. Other students have come from Central and South America, China, India, Puerto Rico, Tonga, Liberia, Sierra Leone, Nigeria, Tanzania, the Dominican Republic, England, Cambodia, Viet Nam and states along the eastern seaboard of the United States.”

“A number of students come to learn a marketable skill and their Berean training fulfills their current educational aspirations. Many others regard the school as a stepping-stone to further education. Berean has many graduates who have gone on to earn four-year college degrees and others who have completed graduate studies at some of the area’s outstanding institutions of higher learning.”

The Commonwealth of Pennsylvania’s Department of Education granted Berean Institute approval to award the Associate in Specialized Technology Degree on September 15, 1976, and the Associate in Specialized Business Degree on December 27, 1976.

Again, education is:

“The act or process of imparting or acquiring general knowledge, developing the powers of reasoning and judgment, and generally of preparing oneself or others intellectually for mature life; the act or process of imparting or acquiring particular knowledge or skills, as for a profession; a degree, level, or kind of schooling: a university education; .the result produced by instruction, training, or study: to show one’s education; the science or art of teaching; pedagogics.”

A definition of education: ‘The act or process of educating or being educated; the knowledge or skill obtained or developed by a learning process; a program of instruction of a specified kind or level: driver education; a college education; the field of study that is concerned with the pedagogy of teaching and learning; an instructive or enlightening experience:

Dictionary.com Unabridged

Based on the Random House Dictionary, © Random House, Inc. 2009

So why does another school rate it’s accreditation over and above that of another? Money! Many colleges and universities rate its’ educational values based on the amount of money in its’ coffers as well as the amount of money that they can amass!  Another tool to increase superiority in the education business is to attain and maintain accreditation and as many acquisitions as possible.

Several opinions suggest education achieved through these venues is designed to prepare people/students for the job market as opposed to being prepared for life skills. The skills required to carry ones posterity and their descendants that follow into prosperous futures.

Is it fair to assess the stature of a collegiate institution above any other based on the amount of money that is needed to be spent or the amount of education that is achieved? Ivy league institutions turn out many students who are not prepared for the challenges of life…but many of them are rich and have spent thousands of dollars to attend those schools as well as graduating from them. On the other hand, many poor people that are lucky enough to qualify for grants, loans, scholarships, etc., are better prepared to face the challenges set before them (so it seems).

Many poor and working poor students seem to value the collegiate level education as if their life depended upon it, so they tend to work a bit harder to achieve the degree status. The document can be deemed worthless when the graduate cannot find the desired job for which he/she has studied. It is even worse when the graduated student finds that they are worse off than when they started college. They are now burdened with school loan debt plus the debts that they have had to meet before attending college. Working at McDonalds and the like, seem to be the only job that is attainable for many of them. The competition is fierce. These students are for the most part, grouped in with many applicants that are not college educated and many do not have high school diplomas as well! The knowledge attained is not considered or tested by many of these employers. Kiosk type pictures on a cash-register computer is what they have to work with. Is this not insulting to a student who has studied computer science, read and write computer programs and its languages, as well as other academics of study? 

Why is it that many non-ivy league students find themselves out of work? Why is it that many of them find that they are the first to lose their employment positions compared to their ivy-league colleagues? Why is it that many inner-city college educated graduates find themselves less likely to be selected as team-leaders than their counter part ivy-leaguers? Many employers advertise their openings with statements that don’t require a college level education. They ask that candidates simply have a high school level education. College educated candidates apply to those openings and find themselves scrutinized out of the running, i.e., background checks, credit checks, criminal histories, schooling activities, etc. Why is it college educated candidates find that not only do they have to compete with ivy-leaguers, they have to compete with high school educated folks as well. What is the sense in enduring hours, years, and other sacrifices to attain the coveted two and/or four-year college level degree when you’re not going to qualify for the job anyway? 

The notion of accreditation, money, and notable stature should not be the basis of choosing the collegiate route to education. Education should be based on ones ability to achieve, retain, and utilize education. The achievement of education begins in the home (as well as anyone who desires it). It begins with the Childs’ upbringing and the stressed importance placed by the parent and/or guardian. Should the child be highly scholastic in abilities that enable him/her to be described as intellectually talented above average, that student deserves free college education. While the rest of us who are collegiate material may well have to pay for our higher education. Mind you, my argument is based on the ability to access education without having to spend money…teachers need to earn a living, schools need to pay the costs of operating and maintaining buildings and staff. So the money has to come from somewhere. Albeit, the aforementioned disparages between different colleges should cease the practice of who’s a better institution of higher learning. Is it the responsibility of educated people to enlighten people who are not?

While many may not be aware, education is achievable without attending so-called accredited and/or less accredited schools, of higher learning…start with the libraries in your homes as well as the public facilities, news papers, magazines, shared information, and articles. Why is the education attained by others kept to a level of secrecy that one should have to pay for it?

Attained and acquired education is the responsibility of the educational pursuer…the burden is placed solely on the student not the educational pursued. I’m not advocating that one can become a doctor, architect, or a lawyer by simply reading text…there is a difference between education and training.

Education is yours to achieve and it can be free.



Biography of William Still

Biography of the Berean Institute

Make Halloween More Fun – Quality Educational Activities For Kids

You might make Halloween more fun by sticking a pumpkin sticker on a worksheet or using a ghost shaped bookmark to keep track of independent reading and plopping some decorations around the classroom. However, to create a truly fun well-rounded experience for your students, you need to find quality educational activities for kids to use during the week leading up to this holiday. Incorporating some effective word puzzles, challenging math worksheets, innovative writing prompts and problem solving activities with a Halloween theme will help create educational Halloween activities student enjoy.

You do not have to stop your normal math routine just because of Halloween week. Using worksheets to review and reinforce skills or for homework is a part of a normal routine. Substituting worksheets with a Halloween theme is then a simple adjustment that will not interfere with education. Often Halloween itself it is hard to keep students focused, so pulling out a printable Halloween game or activity that fits in with your current curriculum needs might help them get through the day, without losing too many teachable moments.

Word Puzzles are always a fun activity to use around any holiday and Halloween is rich with good word choices. Whether using word searches, anagrams, categorizing, or thesaurus work, students are enhancing their vocabulary, practicing proper usage, and giving more exposures to the correct spelling! These sorts of activities are perfect for homework leading up to Halloween as families are often busy with higher than normal out of school events. These assignments are fun, simple but allow you to assign quality educational activities at the same time.

Although Halloween is rich with creative writing topics, it is always a challenge to come up with writing assignments that use these ghastly creatures but avoid violence. Taking the time to really look for a good resource for interesting writing prompts that also are printable downloads so you can find it easier next year, is well worth your time. This sort of assignment creates the perfect teachable moment for an age appropriate discussion with the students about the impact of violence and how you can be scary without being violent. Meanwhile you are making Halloween more fun for your students with creative writing opportunities.

Using challenging Halloween themed problem solving games and activities like brain teasers, riddles, or logic puzzles is perfect for filling in that little extra time waiting for the bell to ring, as a warm-up challenge when they arrive in the morning or for a homework assignment. Playing some strategy games as a full class or in small groups with some printable games you found online, fools them into thinking they are getting away with doing no work, but are really practicing using an important skill. Having games and activities that encompass different skill levels allows for some creative groupings!

Many teachers do not look forward to Halloween week because of how hard it is to keep the students focused and the challenge of keeping the blood and gore writing under control. With quality educational activities for kids to use at Halloween, teachers can make Halloween more fun for everyone.